Compare 55+ UAE mortgage and home loan products from 12+ banks. Islamic and conventional. Updated daily from real lender data, not estimates.
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In the UAE, mortgages and home loans are the same product. Banks use the terms interchangeably. Whether you are searching for a home loan in Dubai, a mortgage in Abu Dhabi, or Shariah-compliant home finance anywhere in the Emirates, you are in the right place. Compare every rate from every CBUAE-regulated lender, side by side.
Live reducing rates from UAE banks. Islamic and conventional. Updated daily.
Best Islamic
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34 Shariah-compliant products from 10+ banks. Ijara, Murabaha, and Diminishing Musharaka. All regulated by CBUAE and certified by Shariah boards.
View Islamic Rates →CBUAE rules determine your maximum. Our calculator applies the same debt burden ratio, loan-to-value, and income multiple tests that banks use. 90 seconds.
Real rates from real banks. No middlemen, no hidden fees.
55+ products from 12+ UAE banks. Islamic and conventional. Sorted by cost, not commission.
CBUAE affordability rules built in. See your maximum borrowing power in 90 seconds.
Ijara, Murabaha, Diminishing Musharaka. Shariah-certified profit rates clearly labelled.
Contact banks directly or speak to a free advisor. No broker fees, no runaround.
Start with the UAE mortgage rates comparison page to see every current product, or use the mortgage calculator to model your monthly payment at different property prices and rates.
Market updates, rate changes, and regulatory news that affects your mortgage.
The Central Bank of the UAE maintained its base rate, tracking the US Federal Reserve. Mortgage rates remain stable for now.
Read update →Dubai Land Department reports increased transaction volumes as mortgage rates stabilise and buyer confidence improves.
Read update →National Bank of Fujairah now offers the lowest Islamic mortgage rate in the UAE at 1.55% flat, undercutting major banks.
Read update →Practical guides written for UAE buyers. No jargon, no sales pitch. Just the information you need before signing anything.
EIBOR sits at 3.69%. Your variable rate is EIBOR plus a bank margin. Here's how the maths works and what moves it.
Read the guide →Which UAE bank is offering the lowest rate today? We compare 2000+ products across 12 banks. Updated when rates change.
Compare rates →Pre-approval to keys in hand. A plain-English walkthrough of the exact process, documents needed, and timelines.
Read the guide →The real difference between profit rates and interest rates. Side-by-side cost comparison with actual numbers from UAE banks.
See the comparison →The Emirates Interbank Offered Rate directly affects your variable mortgage rate. When EIBOR moves, your monthly payment moves with it. Track changes here.
Full EIBOR Tracker →Usually replies within minutes