Step-by-step guides to help you navigate the UAE property and mortgage market with confidence.
Getting a mortgage in the UAE involves more steps, costs, and regulations than most buyers expect. These guides walk you through every stage of the process — from understanding what you can borrow based on your salary, to calculating your debt burden ratio, choosing between a fixed and variable rate, and submitting your final mortgage application.
Whether you are a UAE national buying your first home, an expat looking for a conventional or Islamic mortgage, or an investor comparing Dubai and Abu Dhabi property markets, these guides are designed to give you clear, practical information based on current CBUAE lending rules and real bank products available in 2026.
Each guide is written by experienced UAE mortgage professionals and updated regularly to reflect the latest rate changes, regulatory updates, and market conditions. Use the mortgage calculator and eligibility checker alongside these guides for a full picture of your borrowing position.
In depth, step by step guides written by mortgage professionals.
LTV limits, salary requirements, document checklists, and a step by step walkthrough from pre approval to completion.
Read guide →Deposits, eligibility rules for nationals and expats, rate comparisons, real cost scenarios, and a 13 step buying checklist.
Read guide →DLD transfer fees, bank charges, valuation costs, insurance, and a worked example showing exact costs on an AED 2M property.
Read guide →Transfer fees, freehold zones, price per sqft, rental yields, and a decision matrix to help you pick the right emirate.
Read guide →Check your eligibility now or compare all available rates across UAE banks.